CALL NOW! 865-691-7992
NMLS Number: 168659
TN State license Number: 108749
Residential and Commercial Mortgage Professionals Serving Clients Throughout Knoxville, TN
Since opening our doors in 2002, Summit South Mortgage's primary goal has been providing prompt and efficient mortgage services to our customers throughout Knoxville, TN, and the surrounding areas. Whether you're looking to purchase a property or wish to know more about your mortgage refinancing options, we'll work with you to provide you with competitive rate quotes that'll leave you confident in your decision. Don't let another day pass without speaking with our experienced team of mortgage experts; reach out to our office by calling 865-691-7992.
Improve Your Credit Score and Mortgage Options With Three Easy Steps
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Be Added as an Authorized User
You could be added as an authorized user if you have a family member with a credit account under their name. The account would want to have all of the following metrics:
- A Long-Established History
- A Low Balance
- Regular On-Time Payments
This little trick allows you to receive the credit-boosting effects that come along with the account.
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Opening New Lines of Credit
If you're suffering from a low credit score, opening a new credit account can help give you a boost. By putting a few hundred dollars into a secure credit account offered by a local credit union and making little purchases that can be paid off quickly, your transactions will be reported to the credit bureau, allowing you to grow your credit score.
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Paying Down Existing Debt
When your credit accounts exceed industry standards for utilization, your score will be affected. By making payments larger than the minimum and reducing your overall credit utilization percentage, you'll begin to see your score grow.
